Your credit score is a crucial factor that impacts your financial opportunities. It’s a three-digit number that ranges from 300 to 850 and is used by lenders, landlords, and insurance companies to determine your creditworthiness. It’s the gatekeeper for access to capital and good interest rates. Dave Ramsey, a personal finance expert, loves to talk about how you don’t need a credit or FICO...
Whether you earn a decent paycheck or not, it’s important to know how to make extra money on the side to either increase your savings rate, pay down debt or build up your emergency fund. The average American earns $56,516. Most people want to know real ways to make money from home so they can take that vacation they’ve been saving for and spend money without any worries. In troubled times...
Ah! well a-day! what evil looks Had I from old and young! Instead of the cross, the Albatross About my neck was hung. In Samuel Taylor Coleridge’s poem The Rime of the Ancient Mariner (1798), an albatross starts to follow the ship. Being followed by the large sea bird was seen as a sign of good luck. Then some idiot sailor shot the bird with his crossbow and everyone got mad at him because...
Thanksgiving is a wonderful time of year. It’s a time when families and friends get together to just chill. There’s not the pressure of gifts or the rush of multiple, conflicting parties for 3 weeks like there is during Christmas. It’s cozy and relaxing. Unless you went into business with someone at the dinner table and it’s not going so well. Or even worse, if you lent...
warren buffett investment strategy for beginners Many people search for Warren Buffett advice on life. After all, he is the world’s most famous investor. Almost everyone knows about Warren Buffett buying stocks. The man has a unique investment philosophy, which has proven to be successful, which is why it doesn’t come as a surprise that people search for Warren Buffett investment...
Hey hey. I'm Trajan. I'm a minimalist entrepreneur who loves exploring the world (42 countries), learning new things (7 languages) and trying to get better every day (working on my backsquat).
I write about entrepreneurship and building an optimized and happy life through systems, good habits and scientific research.
Join me and we'll discover how we can build businesses we can be proud of.